Outpatient Essentials – Accident & Sickness.

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Because many sicknesses don’t require hospitalization.

If you suddenly suffer a sickness and you receive outpatient medical treatment – even if you’re never admitted to the hospital – you may need help paying for unexpected expenses and everyday bills.

The Outpatient Essentials Accident & Sickness Plans…

  • Pay up to $4,000 per ...

    Pay up to $4,000 per year for outpatient surgeries based on four (4) occurrences per year.

  • Pay up to $800 per ...

    Pay up to $800 per accident or sickness for up to 20 prescribed rehabilitative treatments like speech, occupational, and physical therapy. Additionally, reimburses up to $200 as a lump sum for prescribed medical appliances.

  • Cover you in any accident whether…

    • On a motorcycle, boat, ATV, or any recreational vehicle
    • Hunting, fishing, or participating in any sport or recreational activity
    • Fire or smoke inhalation

  • Protect you during any surgeries due to sickness, such as:

    • Pacemaker procedure
    • Upper gastrointestinal endoscopy
    • Cataract surgery
    • Skin graft

  • Cover you regardless of ...

    Cover you regardless of your occupation or hobbies, 24 hours a day, 7 days a week, 365 days a year.

  • Pay cash benefits in ...

    Pay cash benefits in addition to benefits provided by any other insurance policy, workers’ compensation, or any government employment insurance program.

Barack Ashtari Has You Covered

Industry Pioneers

Framing industry standards by
using business as a force for good.

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Framing your relationship with Insurance through
complete commission transparency.

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Framing client-centric service with
customer-first relationship management.

Are You Potected?

Income Guard helps protect one of your greatest assets — your ability to earn an income.

No matter what you do for a living, monthly bills and daily living expenses can pile up fast when you’re sick or injured and can’t work.

Accidents and illnesses are a fact of life and can happen to anyone at any time.

And the likelihood of becoming sick or injured only
ncreases as we get older.

  • 1 in 3 people, on average, will be disabled for 90 days or longer before age 65.1

  • The average length of a disability that lasts over 90 days is nearly 3 years.1

Our agents are the right choice for you.

How much do you know about the huge effect of a quote from an experienced agent?
Consult us and we will show you the best choice possible.
Request a quote from us and you’ll never regret that.