How Would a Disability Affect Your Life?

Income Protectore.

It could have a big impact on your family’s lifestyle.

Even if You Spend Carefully, Missing a Paycheck Is Hard

Comfortable, middle-class families can quickly struggle when their regular income is disrupted. Income Protector covers you if you’re totally disabled and can’t work due to accident or sickness, for up to two years depending on the plan you select.

Help replace lost income

Pays even if you’re employed

Spend your benefit as you like

If you make $3,000 a month but only select the $1,500 benefit your income would not be replaced.

Combined Insurance Has You Covered


You’re covered 24/7, whether you’re at work or on your own time.


Benefits are paid directly to you not to the hospital or facility where you are treated.1


Rest easy knowing financial assistance is available if you must deal with a cancer diagnosis.

Unless assigned by you to another
The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, this product is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.